Frequently Asked Questions

What types of loans does Charged Finance offer?


At Charged Finance, we offer a variety of loans tailored to your individual or business needs.


Our consumer loans cover new and used cars, motorbikes, boats, caravans, and electric cars. We also offer personal loans for other specific needs.


For businesses, we provide commercial financing solutions for trucks, vans, utes, equipment, cars, and electric vehicles.

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Frequently Asked Questions

What types of loans does Charged Finance offer?

At Charged Finance, we offer a variety of loans tailored to your individual or business needs.

Our consumer loans cover new and used cars, motorbikes, boats, caravans, and electric cars. We also offer personal loans for other specific needs.

For businesses, we provide commercial financing solutions for trucks, vans, utes, equipment, cars, and electric vehicles.

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Frequently Asked Questions

  • Applying for a loan with us is easy. Simply navigate to our 'Apply' page, fill out the form with the necessary information, and submit. Our team will review your application and get back to you promptly.

  • Loan eligibility depends on various factors such as your income, credit history, and the type of loan you're seeking. However, you must be at least 18 years old, an Australian resident, and have a steady source of income. Specific criteria may vary, so please reach out to us for more information.

  • We understand the urgency of your needs. That's why we strive to make our approval process as swift as possible. Generally, once we receive all required documents, you can expect an approval within a couple of business days.

  • At Charged Finance, we celebrate your financial wins. If you're in a position to repay your loan early, there will be no penalties. Please review your loan contract for any specific details.

  • Our interest rates are competitive and depend on various factors like your credit history and the type of loan. Contact us today for an obligation-free discussion about your specific needs.

  • We assess each application on a case-by-case basis. While a good credit history is beneficial, it's not the only factor we consider. Please reach out to us to discuss your individual circumstances.

  • We understand that life can be unpredictable. If you're having difficulties with repayments, please contact us as soon as possible. We'll work with you to find a suitable solution.

  • Your privacy is paramount to us. We handle your personal information according to the Australian Privacy Principles under the Privacy Act 1988 (Cth). Check our Privacy Policy for more details.

    Should you have more questions, don't hesitate to reach out to our friendly team at Charged Finance. We're always ready to help you navigate your financial journey with ease and confidence.

Should you have more questions, don't hesitate to reach out to our friendly team at Charged Finance. We're always ready to help you navigate your financial journey with ease and confidence.

Transforming dreams into reality, Charged Finance specialises in flexible and tailored automobile financing solutions. Our specialist team, competitive rates, and personalised service make the process seamless, so you can drive your dream car with ease.

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Licensing statement: Credit Representative #551532 is authorised under Australian Credit Licence 389328.

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.